{"id":48068,"date":"2025-12-08T05:21:43","date_gmt":"2025-12-08T05:21:43","guid":{"rendered":"https:\/\/staging.pageloot.com\/uncategorized\/future-qr-code-payments-emerging-economies\/"},"modified":"2026-06-10T08:17:13","modified_gmt":"2026-06-10T08:17:13","slug":"future-qr-code-payments-emerging-economies","status":"publish","type":"post","link":"https:\/\/pageloot.com\/lv\/blog\/future-qr-code-payments-emerging-economies\/","title":{"rendered":"QR kodu maks\u0101jumi jaunatt\u012bst\u012bbas ekonomik\u0101s: N\u0101kotnes tendences"},"content":{"rendered":"<p class=\"wp-block-paragraph\">Vai m\u0113\u0123in\u0101t nov\u0113rt\u0113t, kurp virz\u0101s QR kodu maks\u0101jumi jaunatt\u012bst\u012bbas tirgos? Atbilde veido invest\u012bciju strat\u0113\u0123iju, produktu l\u0113mumus un ien\u0101k\u0161anas tirg\u016b laiku. \u0160is raksts analiz\u0113 pie\u0146em\u0161anas virz\u012bt\u0101jsp\u0113kus, regulat\u012bv\u0101s sist\u0113mas un izaugsmes prognozes, kas jums nepiecie\u0161amas, lai izprastu \u0161o strauji main\u012bgo jomu.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">K\u0101p\u0113c jaunatt\u012bst\u012bbas ekonomikas ir l\u012bderes QR maks\u0101jumu ievie\u0161an\u0101<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">QR kodu maks\u0101jumi jaunatt\u012bst\u012bbas tirgos ir augu\u0161i strauj\u0101k nek\u0101 att\u012bst\u012btajos \u2013 un iemesli ir struktur\u0101li, nevis nejau\u0161i.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Daudz\u0101s jaunatt\u012bst\u012bbas ekonomik\u0101s tradicion\u0101l\u0101 banku infrastrukt\u016bra ir v\u0101ja. Tirdzniec\u012bbas vietu termin\u0101\u013ci ir d\u0101rgi, kar\u0161u t\u012bkliem ir ierobe\u017eota sasniedzam\u012bba, un liela da\u013ca iedz\u012bvot\u0101ju joproj\u0101m nav banku klienti. QR kodi atrisina vair\u0101kas no \u0161\u012bm probl\u0113m\u0101m vienlaikus. Tirgot\u0101jam ir nepiecie\u0161ams tikai izdruk\u0101ts kods vai viedt\u0101lru\u0146a ekr\u0101ns, lai pie\u0146emtu digit\u0101los maks\u0101jumus \u2013 nav kar\u0161u las\u012bt\u0101ja, d\u0101rgas aparat\u016bras, sare\u017e\u0123\u012btas re\u0123istr\u0101cijas.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">QR kodu maks\u0101jumi tiek uzskat\u012bti par galveno finan\u0161u iek\u013cau\u0161anas r\u012bku jaunatt\u012bst\u012bbas ekonomik\u0101s tie\u0161i t\u0101p\u0113c, ka tie \u013cauj maziem un mikrotirgot\u0101jiem pie\u0146emt digit\u0101los maks\u0101jumus ar minim\u0101lu infrastrukt\u016bru, vienlaikus savienojot iedz\u012bvot\u0101jus bez bankas kontiem ar form\u0101liem finan\u0161u pakalpojumiem, izmantojot mobil\u0101s makslietnes. J\u016bs varat redz\u0113t, k\u0101 tas darbojas praks\u0113, izmantojot <a href=\"https:\/\/pageloot.com\/lv\/qr-codes-for\/banks-financial-institutions\/\">QR kodu risin\u0101jumi, kas pieejami bank\u0101m un finan\u0161u iest\u0101d\u0113m<\/a>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0136\u012bna pied\u0101v\u0101 visspilgt\u0101ko koncepcijas pier\u0101d\u012bjumu. P\u0113t\u012bjumi apraksta \u201cmasveida ievie\u0161anu\u201d QR kodiem tirgot\u0101ju un pat\u0113r\u0113t\u0101ju ikdienas dar\u012bjumos, ko veicina pieejami viedt\u0101lru\u0146i, pla\u0161\u0101ks mobil\u0101 interneta p\u0101rkl\u0101jums un atbalsto\u0161a digit\u0101l\u0101 ekosist\u0113ma. Modelis kop\u0161 t\u0101 laika ir replic\u0113ts un piel\u0101gots vis\u0101 Dienvid\u0101zij\u0101 un Dienvidaustrum\u0101zij\u0101, Lat\u012b\u0146amerik\u0101 un Subsah\u0101ras \u0100frik\u0101.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Galvenie QR maks\u0101jumu ievie\u0161anas virz\u012bt\u0101jsp\u0113ki<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Vair\u0101ki at\u0161\u0137ir\u012bgi sp\u0113ki pa\u0101trina QR maks\u0101jumu ievie\u0161anu jaunatt\u012bst\u012bbas tirgos. Tie nedarbojas izol\u0113ti \u2013 tie pastiprina viens otru.<\/p>\n\n\n\n<figure><img decoding=\"async\" src=\"https:\/\/pageloot.com\/wp-content\/uploads\/2026\/05\/qr-payment-adoption-9ada02-3d4ee03eeb14.webp\" alt=\"QR ievie\u0161anas virz\u012bt\u0101jsp\u0113ki\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Viedt\u0101lru\u0146u izplat\u012bba un lieto\u0161anas \u0113rtums<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Samazinoties viedt\u0101lru\u0146u izmaks\u0101m, arvien vair\u0101k pat\u0113r\u0113t\u0101ju valst\u012bs ar zemiem un vid\u0113jiem ien\u0101kumiem izmanto ier\u012bces, kas sp\u0113j sken\u0113t QR kodus bez \u012bpa\u0161as lietotnes. Kad maks\u0101\u0161anai nav nepiecie\u0161ams nekas vair\u0101k k\u0101 kameras lietotnes atv\u0113r\u0161ana, berze, kas parasti pal\u0113nina maks\u0101jumu tehnolo\u0123iju ievie\u0161anu, paz\u016bd.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Zem\u0101kas tirgot\u0101ju izmaksas<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Sal\u012bdzinot ar tradicion\u0101lajiem POS termin\u0101\u013ciem, uz QR kodiem balst\u012btai pie\u0146em\u0161anai ir iev\u0113rojami zem\u0101kas ievie\u0161anas izmaksas. Maziem tirgot\u0101jiem, kas darbojas ar neliel\u0101m pe\u013c\u0146as norm\u0101m \u2013 ielu tirgot\u0101jiem, tirgus stendiem, maziem veikaliem \u2013 \u0161\u012b izmaksu at\u0161\u0137ir\u012bba ir iz\u0161\u0137iro\u0161a. <a href=\"https:\/\/pageloot.com\/lv\/qr-codes-for\/payments\/\">QR kodi maks\u0101jumiem<\/a> \u013cauj jebkuram tirgot\u0101jam da\u017eu min\u016b\u0161u laik\u0101 izveidot un par\u0101d\u012bt str\u0101d\u0101jo\u0161u maks\u0101jumu kodu bez speci\u0101la apr\u012bkojuma.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Vald\u012bbas atbalst\u012btas bezskaidras naudas iniciat\u012bvas<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Valstu vald\u012bbas un centr\u0101l\u0101s bankas vair\u0101k\u0101s jaunatt\u012bst\u012bbas ekonomik\u0101s ir akt\u012bvi veicin\u0101ju\u0161as QR maks\u0101jumus k\u0101 da\u013cu no pla\u0161\u0101k\u0101m bezskaidras naudas politikas programm\u0101m. Indijas BharatQR, Indon\u0113zijas QRIS, \u0160rilankas LankaQR, Banglade\u0161as Bangla QR, Ganas GhQR, Meksikas CoDi un Braz\u012blijas Pix ir visi piem\u0113ri valsts atbalst\u012bt\u0101m sist\u0113m\u0101m, kas paredz\u0113tas, lai pa\u0101trin\u0101tu ievie\u0161anu pla\u0161\u0101 m\u0113rog\u0101 \u2013 \u012bpa\u0161i neform\u0101l\u0101 sektora tirgot\u0101ju un zemu ien\u0101kumu pat\u0113r\u0113t\u0101ju vid\u016b.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Finan\u0161u iek\u013cau\u0161ana k\u0101 politikas m\u0113r\u0137is<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Papildus \u0113rt\u012bb\u0101m, QR maks\u0101jumi laika gait\u0101 rada kaut ko v\u0113rt\u012bgu: dar\u012bjumu v\u0113sturi. Iepriek\u0161 nebankotiem indiv\u012bdiem un tirgot\u0101jiem \u0161is datu ce\u013c\u0161 galu gal\u0101 var atv\u0113rt piek\u013cuvi kred\u012btiem, apdro\u0161in\u0101\u0161anai un citiem form\u0101liem finan\u0161u pakalpojumiem. K\u0101 atz\u012bm\u0113 CGAP, vieglas un pla\u0161i izplat\u012btas digit\u0101lo maks\u0101jumu iesp\u0113jas \u201cvar rad\u012bt ilgsto\u0161as un dzi\u013cas uzved\u012bbas izmai\u0146as zemu ien\u0101kumu klientu un tirgot\u0101ju vid\u016b, padarot form\u0101lus maks\u0101jumus par da\u013cu no vi\u0146u ikdienas dz\u012bves.\u201d<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Mobil\u0101 maka izaugsme un digit\u0101l\u0101s ekosist\u0113mas<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Mobilo maku pieaugums \u2013 Alipay un WeChat Pay \u0136\u012bn\u0101, Paytm Indij\u0101, GoPay un OVO Indon\u0113zij\u0101, M-Pesa atvasin\u0101jumi vis\u0101 \u0100frik\u0101 \u2013 ir rad\u012bjis gatavas lietot\u0101ju b\u0101zes QR maks\u0101jumiem. Izpratne par to, k\u0101 <a href=\"https:\/\/pageloot.com\/lv\/blog\/alipay-wechat-pay-qr-code-integration\/\">Alipay un WeChat Pay QR koda integr\u0101cija<\/a> darbojas praks\u0113, sniedz noder\u012bgu atskaites punktu par to, k\u0101 funkcion\u0113 nobriedu\u0161as QR maks\u0101jumu ekosist\u0113mas.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Soci\u0101l\u0101 ietekme un uztic\u012bba<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">P\u0113t\u012bjumi par QR maks\u0101jumu ievie\u0161anu Kambod\u017e\u0101 identific\u0113ja uztic\u012bbu, pakalpojumu kvalit\u0101ti, soci\u0101lo ietekmi un uztverto risku k\u0101 noz\u012bm\u012bgus lietot\u0101ju l\u012bme\u0146a virz\u012bt\u0101jsp\u0113kus. Tirgos, kur skaidra nauda joproj\u0101m ir kultur\u0101li domin\u0113jo\u0161a, redzama vienaud\u017eu ievie\u0161ana un institucion\u0101l\u0101 uzticam\u012bba ir svar\u012bg\u0101ka nek\u0101 tirgos, kur digit\u0101lie maks\u0101jumi jau ir norma.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Tirgus lielums un izaugsmes prognozes<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Skait\u013ci, kas sl\u0113pjas aiz QR maks\u0101jumu izaugsmes, ir pietiekami lieli, lai piepras\u012btu nopietnu investoru un strat\u0113\u0123u uzman\u012bbu.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Glob\u0101lais QR kodu maks\u0101jumu tirgus tika l\u0113sts aptuveni <strong>12,5 miljardi USD 2024. gad\u0101<\/strong> un tiek prognoz\u0113ts, ka tas sasniegs <strong>61,7 miljardus USD l\u012bdz 2033. gadam<\/strong>, kas atspogu\u013co salikto gada pieauguma tempu aptuveni 20%.<\/li>\n<li>Atsevi\u0161\u0137a prognoze paredz, ka kop\u0113jie QR kodu maks\u0101jumu izdevumi pieaugs no <strong>USD 5,4 triljoni 2025. gad\u0101 l\u012bdz USD 8 triljoniem 2029. gad\u0101<\/strong> \u2013 pieaugums par 48% \u010detru gadu laik\u0101.<\/li>\n<li>Iepriek\u0161\u0113j\u0101 prognoze l\u0113sa izaugsmi no USD 8,07 miljardiem 2020. gad\u0101 l\u012bdz USD 35,07 miljardiem l\u012bdz 2030. gadam ar 16,1% salikto gada pieauguma tempu (CAGR).<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u0100zijas un Klus\u0101 oke\u0101na re\u0123ions<\/strong>, kur\u0101 atrodas daudzas no pasaules liel\u0101kaj\u0101m jaunatt\u012bst\u012bbas ekonomik\u0101m, prognozes liecina, ka tas saglab\u0101s liel\u0101ko da\u013cu no glob\u0101l\u0101s izaugsmes vis\u0101 prognozes period\u0101. \u0136\u012bna, Indija un Dienvidaustrum\u0101zijas valstis ir galvenie virz\u012bt\u0101jsp\u0113ki, ko atbalsta gan tirgus virz\u012bta mobilo maku papla\u0161in\u0101\u0161an\u0101s, gan apzin\u0101tas vald\u012bbas bezskaidras naudas iniciat\u012bvas.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Lai gan \u0161ie skait\u013ci ir glob\u0101li, nevis specifiski jaunatt\u012bst\u012bbas tirgiem, pamat\u0101 eso\u0161ie virz\u012bt\u0101jsp\u0113ki ir koncentr\u0113ti jaunatt\u012bst\u012bbas ekonomik\u0101s. Izaugsme nobriedu\u0161os tirgos, piem\u0113ram, Amerikas Savienotaj\u0101s Valst\u012bs, ir bijusi sal\u012bdzino\u0161i l\u0113n\u0101ka. T\u0101 k\u0101 arvien vair\u0101k tirgot\u0101ju ievie\u0161 QR koda maks\u0101jumu iesp\u0113jas, lai padar\u012btu dar\u012bjumus \u0101tr\u0101kus, dro\u0161\u0101kus un pieejam\u0101kus, \u0161\u012b koncentr\u0101cija, visticam\u0101k, padzi\u013cin\u0101sies.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Regulat\u012bv\u0101 ainava: standarti, sadarbsp\u0113ja un uzraudz\u012bba<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Regul\u0113jums \u0161aj\u0101 jom\u0101 nav tik daudz \u0161\u0137\u0113rslis, cik arhitekt\u016bra. Tas, k\u0101 centr\u0101l\u0101s bankas un vald\u012bbas struktur\u0113 QR maks\u0101jumu sh\u0113mas, nosaka, kas var piedal\u012bties, k\u0101 tiek sadal\u012btas izmaksas un cik \u0101tri var palielin\u0101ties ievie\u0161ana.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Valsts QR standarti un sadarbsp\u0113ja<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Noz\u012bm\u012bg\u0101k\u0101 regulat\u012bv\u0101 att\u012bst\u012bba jaunatt\u012bst\u012bbas ekonomik\u0101s ir savietojamu valsts QR standartu izplat\u012bba. \u0160\u012bs sh\u0113mas \u2013 ko izstr\u0101d\u0101ju\u0161as un bie\u017ei vien pieder centr\u0101laj\u0101m bank\u0101m vai valsts maks\u0101jumu iest\u0101d\u0113m \u2013 izmanto EMVCo standartus, lai nodro\u0161in\u0101tu, ka viens QR kods var pie\u0146emt maks\u0101jumus no vair\u0101kiem pakalpojumu sniedz\u0113jiem. Tam ir milz\u012bga noz\u012bme tirgot\u0101ju ievie\u0161an\u0101: mazs tirgot\u0101js, kur\u0161 pie\u0146em vienu QR sh\u0113mu, faktiski pie\u0146em visus iesaist\u012btos makus un bankas.<\/p>\n\n\n\n<figure>\n<table>\n<thead>\n<tr>\n<th>Valsts<\/th>\n<th>Sh\u0113ma<\/th>\n<th>Operators<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Indija<\/td>\n<td>BharatQR<\/td>\n<td>Indijas Rezervju banka \/ NPCI<\/td>\n<\/tr>\n<tr>\n<td>Indon\u0113zija<\/td>\n<td>QRIS<\/td>\n<td>Bank Indonesia<\/td>\n<\/tr>\n<tr>\n<td>\u0160rilanka<\/td>\n<td>LankaQR<\/td>\n<td>\u0160rilankas Centr\u0101l\u0101 banka<\/td>\n<\/tr>\n<tr>\n<td>Banglade\u0161a<\/td>\n<td>Bangla QR<\/td>\n<td>Banglade\u0161as Banka<\/td>\n<\/tr>\n<tr>\n<td>Gana<\/td>\n<td>GhQR<\/td>\n<td>Ganas starpbanku maks\u0101jumu un nor\u0113\u0137inu sist\u0113mas<\/td>\n<\/tr>\n<tr>\n<td>Meksika<\/td>\n<td>CoDi<\/td>\n<td>Meksikas Banka<\/td>\n<\/tr>\n<tr>\n<td>Braz\u012blija<\/td>\n<td>Pix<\/td>\n<td>Braz\u012blijas Centr\u0101l\u0101 banka<\/td>\n<\/tr>\n<tr>\n<td>Kirgizst\u0101na<\/td>\n<td>ELQR<\/td>\n<td>Nacion\u0101l\u0101 maks\u0101jumu sist\u0113ma<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">LankaQR, kas ieviests 2018. gad\u0101, ir skaidri j\u0101atbilst glob\u0101lajiem EMV standartiem \u2013 dizaina izv\u0113le, kas \u013cauj jebkurai bankai vai maks\u0101jumu pakalpojumu sniedz\u0113jam pie\u0146emt maks\u0101jumus, izmantojot vienotu kodu, bez patent\u0113tas piesaistes.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>P\u0101rrobe\u017eu sadarbsp\u0113ja<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">ASEAN integr\u0113t\u0101 QR kodu maks\u0101jumu sist\u0113ma savieno nacion\u0101l\u0101s QR sh\u0113mas dal\u012bbvalst\u012bs saska\u0146\u0101 ar ASEAN viet\u0113j\u0101s val\u016btas dar\u012bjumu ietvaru. \u0160\u012b politikas iniciat\u012bva atbalsta p\u0101rrobe\u017eu QR maks\u0101jumus viet\u0113j\u0101s val\u016bt\u0101s, samazinot atkar\u012bbu no \u0101rvalstu val\u016btas starpniekiem re\u0123ion\u0101lajos dar\u012bjumos. Uz\u0146\u0113mumiem un investoriem, kas koncentr\u0113jas uz re\u0123ionu, nevis uz vienu valsti, \u0161\u012b integr\u0101cija iev\u0113rojami papla\u0161ina pieejamo tirgu.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Pat\u0113r\u0113t\u0101ju aizsardz\u012bba un priv\u0101tums<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">OECD iesaka digit\u0101l\u0101s finan\u0161u prat\u012bbas iniciat\u012bvas \u012bstenot kop\u0101 ar finan\u0161u pat\u0113r\u0113t\u0101ju aizsardz\u012bbas ietvariem. Praks\u0113 QR maks\u0101jumu regul\u0113jumam vajadz\u0113tu ne tikai noteikt tehniskos dro\u0161\u012bbas standartus, bet ar\u012b nodro\u0161in\u0101t pat\u0113r\u0113t\u0101jiem piek\u013cuvi p\u0101rredzamai inform\u0101cijai un efekt\u012bviem meh\u0101nismiem kr\u0101p\u0161anas zi\u0146o\u0161anai. Uz\u0146\u0113mumiem, kas darbojas vair\u0101k\u0101s jurisdikcij\u0101s, ir svar\u012bgi saprast, k\u0101 <a href=\"https:\/\/pageloot.com\/lv\/blog\/qr-code-privacy-laws-key-regulations\/\">QR kodu priv\u0101tuma likumi un galvenie noteikumi<\/a> attiecas uz maks\u0101jumu datiem, ir svar\u012bgs atbilst\u012bbas apsv\u0113rums.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Tas ir arvien aktu\u0101l\u0101k, jo QR maks\u0101jumu pieaugums da\u017e\u0101s valst\u012bs ir rad\u012bjis jaunus kr\u0101p\u0161anas veidus. Statiskie tirgot\u0101ju QR kodi ir \u012bpa\u0161i neaizsarg\u0101ti pret fiziskas nomai\u0146as uzbrukumiem \u2013 kad kr\u0101pnieks uzliek viltotu kodu virs likum\u012bga. Rokasgr\u0101mata par <a href=\"https:\/\/pageloot.com\/lv\/blog\/qr-code-risks-in-payments-and-how-to-mitigate-them\/\">QR kodu riskiem maks\u0101jumos un to mazin\u0101\u0161anu<\/a> aptver galvenos apdraud\u0113juma vektorus, ar kuriem saskaras uz\u0146\u0113mumi.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Pieejamo regulat\u012bvo datu ierobe\u017eojumi<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Publiskie avoti sniedz augsta l\u012bme\u0146a aprakstus par centr\u0101lo banku lom\u0101m un EMV standartiem, ta\u010du detaliz\u0113ti, valsts l\u012bme\u0146a normat\u012bvie akti, kas \u012bpa\u0161i regul\u0113 QR kodu maks\u0101jumus, nav labi dokument\u0113ti. Investoriem un strat\u0113\u0123iem, kas veic padzi\u013cin\u0101tu izp\u0113ti konkr\u0113tos tirgos, \u0161ie ietvari b\u016bs j\u0101papildina ar viet\u0113jo juridisko anal\u012bzi.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Finan\u0161u iek\u013cau\u0161ana: ilgtermi\u0146a strat\u0113\u0123iskais pamatojums<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Investoriem un uz att\u012bst\u012bbu orient\u0113tiem strat\u0113\u0123iem QR maks\u0101jumu finan\u0161u iek\u013cau\u0161anas dimensija, iesp\u0113jams, ir vissvar\u012bg\u0101k\u0101 ilgtermi\u0146a tendence.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">QR kodi rada zemu izmaksu ieejas punktu form\u0101laj\u0101 digit\u0101laj\u0101 ekonomik\u0101 div\u0101m grup\u0101m, kas v\u0113sturiski ir biju\u0161as izsl\u0113gtas: mazajiem tirgot\u0101jiem un pat\u0113r\u0113t\u0101jiem ar zemiem ien\u0101kumiem. T\u0101 k\u0101 QR kodu ievie\u0161ana izplat\u0101s \u0161ajos segmentos, t\u0101 \u0123ener\u0113 dar\u012bjumu v\u0113stures, kas var kalpot k\u0101 alternat\u012bvi kred\u012bta dati. Laika gait\u0101 \u0161is datu ce\u013c\u0161 rada iesp\u0113jas piek\u013c\u016bt kred\u012btiem, apdro\u0161in\u0101\u0161anai un citiem finan\u0161u pakalpojumiem \u2013 produktiem, kas pa\u0161i par sevi veido iev\u0113rojamus tirgus.<\/p>\n\n\n\n<figure><img decoding=\"async\" src=\"https:\/\/pageloot.com\/wp-content\/uploads\/2026\/05\/fintech-flow-diagram-57de15-8efbf5b1e08f.webp\" alt=\"Finansi\u0101l\u0101s iek\u013cau\u0161anas ce\u013c\u0161\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">CGAP to skaidri formul\u0113: QR kodi ir \u201cdaudzsolo\u0161a metode, k\u0101 digitaliz\u0113t maks\u0101jumus pie tirgot\u0101jiem ar zemiem ien\u0101kumiem un pan\u0101kt, lai klienti p\u0101rietu uz digit\u0101lo vidi,\u201d un to \u0123ener\u0113t\u0101s dar\u012bjumu v\u0113stures \u201cvar nodro\u0161in\u0101t piek\u013cuvi kred\u012btiem un citiem form\u0101liem finan\u0161u pakalpojumiem, radot v\u0101rtus uz finan\u0161u iek\u013cau\u0161anu.\u201d<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pieredze no Austrum\u0101zijas apstiprina \u0161o viedokli. T\u0101 k\u0101 uz QR balst\u012bti mobilie maks\u0101jumi aizst\u0101j skaidru naudu, bankas var samazin\u0101t izmaksas, kas saist\u012btas ar skaidras naudas pakalpojumiem \u2013 atbr\u012bvojot kapit\u0101lu aizdevumiem un cit\u0101m v\u0113rt\u012bbu rado\u0161\u0101m darb\u012bb\u0101m. Finan\u0161u iek\u013cau\u0161anas gad\u012bjums nav tikai teor\u0113tisks; to apstiprina nov\u0113rojamas uzved\u012bbas izmai\u0146as pla\u0161\u0101 m\u0113rog\u0101.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Riski un \u0161\u0137\u0113r\u0161\u013ci, kam j\u0101piev\u0113r\u0161 uzman\u012bba<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Izaugsmes arguments ir sp\u0113c\u012bgs, ta\u010du neviena god\u012bga tirgus anal\u012bze neignor\u0113 pretv\u0113jus.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Kr\u0101p\u0161ana un dro\u0161\u012bbas ievainojam\u012bbas<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Statiskos QR kodus var fiziski main\u012bt, un vairuma lietot\u0101ju nesp\u0113ja p\u0101rbaud\u012bt koda galam\u0113r\u0137i pirms sken\u0113\u0161anas rada past\u0101v\u012bgu kr\u0101p\u0161anas risku. Pieaugot ievie\u0161anai, kr\u0101p\u0161anas mode\u013ci m\u0113dz pieaugt l\u012bdz ar to. <a href=\"https:\/\/pageloot.com\/lv\/blog\/qr-code-payments-security-speed\/\">QR kodu maks\u0101jumu dro\u0161\u012bbas un \u0101truma priek\u0161roc\u012bbas<\/a> ir re\u0101las, ta\u010du t\u0101s ir atkar\u012bgas no ievie\u0161anas izv\u0113l\u0113m \u2013 \u012bpa\u0161i no dinamisko kodu izmanto\u0161anas, nevis statisko \u2013 nevis tikai no pa\u0161as tehnolo\u0123ijas.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Uztic\u012bbas un digit\u0101l\u0101s prat\u012bbas nepiln\u012bbas<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">P\u0113t\u012bjumi no Kambod\u017eas un citiem jaunatt\u012bst\u012bbas tirgu kontekstiem konsekventi identific\u0113 uztic\u012bbu k\u0101 galveno ievie\u0161anas \u0161\u0137\u0113rsli. Ja pat\u0113r\u0113t\u0101jiem tr\u016bkst p\u0101rliec\u012bbas par digit\u0101laj\u0101m sist\u0113m\u0101m \u2013 vai ja iepriek\u0161\u0113j\u0101 kr\u0101p\u0161anas pieredze ir saboj\u0101jusi uztic\u012bbu \u2013 ievie\u0161ana apst\u0101jas neatkar\u012bgi no infrastrukt\u016bras kvalit\u0101tes. Vald\u012bbas atbalst\u012btas digit\u0101l\u0101s prat\u012bbas iniciat\u012bvas ir da\u013ca no politikas atbildes, ta\u010du progress ir nevienm\u0113r\u012bgs.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Fragment\u0101cijas riski<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Lai gan savietojami nacion\u0101lie standarti samazina fragment\u0101ciju valstu iek\u0161ien\u0113, p\u0101rrobe\u017eu savietojam\u012bba joproj\u0101m ir nepiln\u012bga. Uz\u0146\u0113mumi, kas darbojas vair\u0101kos jaunatt\u012bst\u012bbas tirgos, saskaras ar praktisku izaicin\u0101jumu orient\u0113ties da\u017e\u0101d\u0101s sh\u0113m\u0101s, standartos un regulat\u012bvaj\u0101s vid\u0113s. ASEAN integr\u0101cijas centieni ir noz\u012bm\u012bgs solis uz priek\u0161u, ta\u010du tie aptver ierobe\u017eotu valstu loku.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Infrastrukt\u016bras atkar\u012bbas<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">QR maks\u0101jumiem nepiecie\u0161ama uzticama mobil\u0101 interneta savienojam\u012bba. Lauku apvidos un pils\u0113tu zon\u0101s ar zem\u0101kiem ien\u0101kumiem \u2013 tie\u0161i t\u0101s iedz\u012bvot\u0101ju grupas, kas visvair\u0101k atbilst finan\u0161u iek\u013cau\u0161anas m\u0113r\u0137iem \u2013 savienojam\u012bba var b\u016bt nestabila. \u0160is ierobe\u017eojums ierobe\u017eo, cik \u0101tri QR kodu ievie\u0161ana var sasniegt visvair\u0101k nepietiekami apkalpotos segmentus.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Ko tas noz\u012bm\u0113 uz\u0146\u0113mumiem, kas darbojas \u0161ajos tirgos<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Uz\u0146\u0113mumiem, kas jau pie\u0146em vai pl\u0101no pie\u0146emt QR kodu maks\u0101jumus jaunatt\u012bst\u012bbas ekonomik\u0101s, no \u0161\u012bs anal\u012bzes izriet da\u017ei praktiski apsv\u0113rumi.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Izstr\u0101d\u0101jiet maks\u0101jumu pie\u0146em\u0161anu, \u0146emot v\u0113r\u0101 domin\u0113jo\u0161o viet\u0113jo sh\u0113mu.<\/strong> Tirgot\u0101ju QRIS pie\u0146em\u0161ana Indon\u0113zij\u0101 vai ar UPI saist\u012bto QR kodu pie\u0146em\u0161ana Indij\u0101 sasniedz daudz pla\u0161\u0101ku klientu b\u0101zi nek\u0101 tikai viena patent\u0113ta maka pie\u0146em\u0161ana. Savietojami standarti past\u0101v tie\u0161i, lai nov\u0113rstu \u0161\u0101da veida piesaisti.<\/li>\n<li><strong>Izmantojiet dinamiskos QR kodus, nevis statiskos.<\/strong> Dinamiskie kodi \u013cauj atjaunin\u0101t maks\u0101jumu galam\u0113r\u0137us, uzraudz\u012bt sken\u0113\u0161anas aktivit\u0101ti, lai atkl\u0101tu anom\u0101lijas, un deaktiviz\u0113t kodus, ja tiek atkl\u0101ta kr\u0101p\u0161ana \u2013 tas viss bez atk\u0101rtotas druk\u0101\u0161anas. Uz\u0146\u0113mumiem, kas p\u0101rvalda maks\u0101jumus vair\u0101k\u0101s viet\u0101s, \u0161\u012b centraliz\u0113t\u0101 kontrole ir operat\u012bvi noz\u012bm\u012bga. The <a href=\"https:\/\/pageloot.com\/lv\/blog\/ultimate-guide-to-qr-codes-for-mobile-wallets\/\">ce\u013cvedis par QR kodiem mobilajiem makiem<\/a> izskaidro praktisk\u0101s at\u0161\u0137ir\u012bbas starp dinamisk\u0101m un statisk\u0101m pieej\u0101m maks\u0101jumu kontekst\u0101.<\/li>\n<li><strong>Uztveriet anal\u012btiku k\u0101 pamatfunkciju, nevis k\u0101 p\u0113capdomu.<\/strong> Izpratne par to, kad un kur tiek sken\u0113ti kodi \u2013 un neparastu mode\u013cu atz\u012bm\u0113\u0161ana \u2013 ir tikpat svar\u012bga kr\u0101p\u0161anas nov\u0113r\u0161anai, cik m\u0101rketinga optimiz\u0101cijai. Uz\u0146\u0113mumi, kas <a href=\"https:\/\/pageloot.com\/lv\/blog\/how-businesses-use-qr-codes-for-peer-payments\/\">izmanto QR kodus vien\u0101dranga maks\u0101jumiem<\/a> efekt\u012bvi m\u0113dz akt\u012bvi, nevis reakt\u012bvi uzraudz\u012bt sken\u0113\u0161anas datus.<\/li>\n<li><strong>Veidojiet savietojamai n\u0101kotnei.<\/strong> P\u0101rrobe\u017eu QR maks\u0101jumu integr\u0101cija papla\u0161in\u0101s. Uz\u0146\u0113mumi, kas tagad iegulda elast\u012bg\u0101, no sh\u0113mas neatkar\u012bg\u0101 pie\u0146em\u0161anas infrastrukt\u016br\u0101, ir lab\u0101k pozicion\u0113ti, lai papla\u0161in\u0101tos, re\u0123ion\u0101laj\u0101m sist\u0113m\u0101m, piem\u0113ram, ASEAN sist\u0113mai, nobriestot.<\/li>\n<\/ul>\n\n\n\n<blockquote class=\"is-layout-flow wp-block-quote-is-layout-flow\">\n<p><strong>S\u0101ciet pie\u0146emt QR maks\u0101jumus bez sare\u017e\u0123\u012bjumiem<\/strong> Nepiecie\u0161ams izveidot maks\u0101jumu QR kodus, kas darbojas vis\u0101s j\u016bsu uz\u0146\u0113muma atra\u0161an\u0101s viet\u0101s? Izmantojiet the <a href=\"https:\/\/pageloot.com\/lv\/qr-code-generator\/\">Pageloot QR kodu \u0123enerators<\/a> lai veidotu dinamiskus, izsekojamus kodus \u2013 vai <a href=\"https:\/\/pageloot.com\/lv\/paypal-qr-code-generator\/\">PayPal QR kodu \u0123enerators<\/a> lai tie\u0161i saist\u012btu ar j\u016bsu maks\u0101jumu kontu bez nepiecie\u0161am\u0101s aparat\u016bras.<\/p>\n<\/blockquote>\n\n\n\n<h2 class=\"wp-block-heading\">Trajektorija ir skaidra, deta\u013cas v\u0113l tiek rakst\u012btas<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">QR kodu maks\u0101jumi jaunatt\u012bst\u012bbas ekonomik\u0101s nav spekulat\u012bva tendence \u2013 tie ir infrastrukt\u016bras realit\u0101te, ko atbalsta centr\u0101lo banku mand\u0101ti, pier\u0101d\u012bta ievie\u0161ana pla\u0161\u0101 m\u0113rog\u0101 un izaugsmes temps, kas apsteidz liel\u0101ko da\u013cu maks\u0101jumu nozares segmentu. Paredzams, ka tirgus pieaugs aptuveni par 20% gad\u0101 l\u012bdz 2033. gadam, ar \u0100zijas un Klus\u0101 oke\u0101na re\u0123ionu vado\u0161aj\u0101 lom\u0101 un Lat\u012b\u0146amerikai, \u0100frikai un Dienvid\u0101zijai sniedzot b\u016btisku ieguld\u012bjumu.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Strat\u0113\u0123iskais jaut\u0101jums investoriem un uz\u0146\u0113mumu vad\u012bt\u0101jiem nav par to, vai QR maks\u0101jumi domin\u0113s digit\u0101laj\u0101 tirdzniec\u012bb\u0101 jaunatt\u012bst\u012bbas ekonomik\u0101s, bet par to, cik \u0101tri kr\u0101p\u0161anas p\u0101rvald\u012bba, p\u0101rrobe\u017eu sadarbsp\u0113ja un digit\u0101l\u0101 prat\u012bba nobried\u012bs, lai atbalst\u012btu \u0161o dominanci. Tie, kas izprot regulat\u012bvo arhitekt\u016bru \u2013 un pozicion\u0113 sevi saska\u0146\u0101 ar sadarbsp\u0113j\u012bgiem nacion\u0101lajiem standartiem, ko akt\u012bvi veicina centr\u0101l\u0101s bankas \u2013 ir vislab\u0101kaj\u0101 poz\u012bcij\u0101, lai izmantotu \u0161o iesp\u0113ju.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Uz\u0146\u0113mumiem, kas \u0161odien veido QR maks\u0101jumu iesp\u0113jas, izp\u0113tiet <a href=\"https:\/\/pageloot.com\/lv\/industry\/\">QR kodu risin\u0101jumus, kas pieejami da\u017e\u0101d\u0101s nozar\u0113s<\/a> lai atrastu pareizo pieeju j\u016bsu nozarei.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Bie\u017e\u0101k uzdotie jaut\u0101jumi<\/h2>\n\n\n\n<div class=\"schema-faq\"><div class=\"schema-faq-section\" id=\"faq-question-b2780c918c09\"><strong class=\"schema-faq-question\">K\u0101p\u0113c QR kodu maks\u0101jumi strauj\u0101k pieaug jaunatt\u012bst\u012bbas ekonomik\u0101s nek\u0101 att\u012bst\u012btajos tirgos?<\/strong> <p class=\"schema-faq-answer\">Jaunatt\u012bst\u012bbas tirgos ir maz\u0101k eso\u0161\u0101s kar\u0161u maks\u0101jumu infrastrukt\u016bras, liel\u0101ks skaits iedz\u012bvot\u0101ju bez bankas konta un zem\u0101kas viedt\u0101lru\u0146u izmaksas sal\u012bdzin\u0101jum\u0101 ar POS termin\u0101\u013cu izmaks\u0101m. QR kodi nov\u0113r\u0161 vajadz\u012bbu p\u0113c d\u0101rgas aparat\u016bras, \u013caujot jebkuram tirgot\u0101jam ar izdruk\u0101tu kodu vai viedt\u0101lruni pie\u0146emt digit\u0101los maks\u0101jumus. Vald\u012bbas atbalst\u012btas bezskaidras naudas iniciat\u012bvas un savietojami nacion\u0101lie QR standarti ir ar\u012b pa\u0101trin\u0101ju\u0161i ievie\u0161anu veidos, kuriem nav tie\u0161a ekvivalenta liel\u0101kaj\u0101 da\u013c\u0101 att\u012bst\u012bto tirgu.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-d96132933aba\"><strong class=\"schema-faq-question\">K\u0101du lomu centr\u0101l\u0101s bankas sp\u0113l\u0113, veidojot QR maks\u0101jumu sist\u0113mas jaunatt\u012bst\u012bbas valst\u012bs?<\/strong> <p class=\"schema-faq-answer\">Centr\u0101lo banku daudz\u0101s jaunatt\u012bst\u012bbas ekonomik\u0101s ir bijusi tie\u0161a loma savietojamu nacion\u0101lo QR sh\u0113mu izstr\u0101d\u0113 un noteik\u0161an\u0101 \u2013 piem\u0113ram, BharatQR Indij\u0101, QRIS Indon\u0113zij\u0101, LankaQR \u0160rilank\u0101 un Pix Braz\u012blij\u0101. \u0160\u012bs sh\u0113mas izmanto EMVCo standartus, lai nodro\u0161in\u0101tu, ka viens QR kods var pie\u0146emt maks\u0101jumus no vair\u0101kiem pakalpojumu sniedz\u0113jiem, samazinot sadrumstalot\u012bbu un atbalstot ievie\u0161anu mazo tirgot\u0101ju un zemu ien\u0101kumu pat\u0113r\u0113t\u0101ju vid\u016b. Tas ir politikas virz\u012bts infrastrukt\u016bras ieguld\u012bjums, nevis vienk\u0101r\u0161i tirgus rezult\u0101ts.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-6082e1b7d926\"><strong class=\"schema-faq-question\">K\u0101di ir galvenie dro\u0161\u012bbas riski, kas uz\u0146\u0113mumiem b\u016btu j\u0101\u0146em v\u0113r\u0101, izmantojot QR maks\u0101jumus \u0161ajos tirgos?<\/strong> <p class=\"schema-faq-answer\">Visbie\u017e\u0101kie riski ir fiziska QR koda vilto\u0161ana (kur kr\u0101pnieki aizst\u0101j likum\u012bgu kodu ar viltotu, novirzot maks\u0101jumus uz savu kontu) un pik\u0161\u0137er\u0113\u0161anas uzbrukumi, kas atdarina likum\u012bgas maks\u0101jumu lapas. Dinamisku QR kodu izmanto\u0161ana \u2013 kurus var uzraudz\u012bt, lai konstat\u0113tu neparastu sken\u0113\u0161anas aktivit\u0101ti, un deaktiviz\u0113t, ja tie ir kompromit\u0113ti \u2013 iev\u0113rojami samazina \u0161os riskus sal\u012bdzin\u0101jum\u0101 ar statiskajiem kodiem. Lai ieg\u016btu piln\u012bgu apdraud\u0113jumu un mazin\u0101\u0161anas strat\u0113\u0123iju anal\u012bzi, skatiet ce\u013cvedi par QR kodu riskiem maks\u0101jumos.<\/p> <\/div> <\/div>","protected":false},"excerpt":{"rendered":"<p>Izp\u0113tiet QR kodu maks\u0101jumu pieaugumu jaunatt\u012bst\u012bbas tirgos. \u0160is ce\u013cvedis aptver ievie\u0161anas virz\u012bt\u0101jsp\u0113kus, normat\u012bvos standartus, piem\u0113ram, Pix, un izaugsmes prognozes l\u012bdz 2033. gadam.<\/p>","protected":false},"author":17,"featured_media":54120,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[2635],"tags":[],"class_list":["post-48068","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.7 (Yoast SEO v28.5) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>QR Code Payments in Emerging Economies: Future Trends<\/title>\n<meta name=\"description\" content=\"Explore the rise of QR code payments in emerging markets. This guide covers adoption drivers, regulatory standards like Pix, and growth forecasts through 2033.\" \/>\n<meta name=\"robots\" content=\"noindex, follow\" \/>\n<meta property=\"og:locale\" content=\"lv_LV\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"QR Code Payments in Emerging Economies: Future Trends\" \/>\n<meta property=\"og:description\" content=\"Explore the rise of QR code payments in emerging markets. 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Government-backed cashless initiatives and interoperable national QR standards have also accelerated adoption in ways that have no direct equivalent in most developed markets.","inLanguage":"lv"},"inLanguage":"lv"},{"@type":"Question","@id":"https:\/\/pageloot.com\/blog\/future-qr-code-payments-emerging-economies\/#faq-question-d96132933aba","position":2,"url":"https:\/\/pageloot.com\/blog\/future-qr-code-payments-emerging-economies\/#faq-question-d96132933aba","name":"K\u0101du lomu centr\u0101l\u0101s bankas sp\u0113l\u0113, veidojot QR maks\u0101jumu sist\u0113mas jaunatt\u012bst\u012bbas valst\u012bs?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Central banks in many emerging economies have taken a direct role in developing and mandating interoperable national QR schemes \u2013 examples include BharatQR in India, QRIS in Indonesia, LankaQR in Sri Lanka, and Pix in Brazil. These schemes use EMVCo standards to ensure that a single QR code can accept payments from multiple providers, reducing fragmentation and supporting adoption among small merchants and low-income consumers. This is a policy-driven infrastructure investment, not simply a market outcome.","inLanguage":"lv"},"inLanguage":"lv"},{"@type":"Question","@id":"https:\/\/pageloot.com\/blog\/future-qr-code-payments-emerging-economies\/#faq-question-6082e1b7d926","position":3,"url":"https:\/\/pageloot.com\/blog\/future-qr-code-payments-emerging-economies\/#faq-question-6082e1b7d926","name":"K\u0101di ir galvenie dro\u0161\u012bbas riski, kas uz\u0146\u0113mumiem b\u016btu j\u0101\u0146em v\u0113r\u0101, izmantojot QR maks\u0101jumus \u0161ajos tirgos?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"The most common risks are physical QR code tampering (where fraudsters replace a legitimate code with a fake one redirecting payments to their own account) and phishing attacks that mimic legitimate payment pages. Using dynamic QR codes \u2013 which can be monitored for unusual scan activity and deactivated if compromised \u2013 significantly reduces these risks compared to static codes. For a full breakdown of threats and mitigation strategies, see the guide on QR code risks in payments.","inLanguage":"lv"},"inLanguage":"lv"}]}},"_links":{"self":[{"href":"https:\/\/pageloot.com\/lv\/wp-json\/wp\/v2\/posts\/48068","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/pageloot.com\/lv\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/pageloot.com\/lv\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/pageloot.com\/lv\/wp-json\/wp\/v2\/users\/17"}],"replies":[{"embeddable":true,"href":"https:\/\/pageloot.com\/lv\/wp-json\/wp\/v2\/comments?post=48068"}],"version-history":[{"count":4,"href":"https:\/\/pageloot.com\/lv\/wp-json\/wp\/v2\/posts\/48068\/revisions"}],"predecessor-version":[{"id":54860,"href":"https:\/\/pageloot.com\/lv\/wp-json\/wp\/v2\/posts\/48068\/revisions\/54860"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/pageloot.com\/lv\/wp-json\/wp\/v2\/media\/54120"}],"wp:attachment":[{"href":"https:\/\/pageloot.com\/lv\/wp-json\/wp\/v2\/media?parent=48068"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/pageloot.com\/lv\/wp-json\/wp\/v2\/categories?post=48068"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/pageloot.com\/lv\/wp-json\/wp\/v2\/tags?post=48068"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}